Why Subscribe
You may already work with a financial adviser. This is not a replacement — it's a rules-based reference point that keeps you informed, engaged, and better equipped to ask the right questions.
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You may already work with a financial adviser. This is not a replacement. It is a complement — a rules-based reference point that keeps you informed, engaged, and better equipped to ask the right questions.
Apply it to a defined slice of your portfolio — perhaps 20% — and you will find that the discipline ripples further. You will understand trend conditions across all 11 sectors. You will know what the broad market is doing and why. And when your adviser makes a recommendation, you will have a framework to evaluate it.
Markets have experienced severe drawdowns roughly every decade since records began. The cost of this publication is modest — less than a few cups of Starbucks coffee. Think of it as a small, regular payment toward staying informed when the next significant decline arrives. Not a guarantee of protection — a discipline for staying aware.
The strategy follows two rules: equal weight across all sectors, and a 200-day moving average signal for each one. No complexity for complexity's sake. Michele explains every signal change in plain English.
Every rule is published. Every signal is archived. When the model changes position, the reason is documented. You can verify any signal we have ever published.
Over time, following a rules-based system changes how you think about markets. You stop reacting to headlines and start evaluating conditions — which serves every corner of your portfolio, not just this one.
The honest economics
Investors do not subscribe because the strategy is expected to beat every benchmark in every market. They subscribe because they want a rules-based discipline for deciding when to accept equity risk and when to step aside. The value is not prediction. The value is process.
We call it an absolute-return mindset, and we define that carefully. It does not mean making money every month or every year. It means the strategy is not judged primarily against any single index — because unlike an index fund, it is allowed to move from fully invested to partially invested to fully in cash when the rule says risk is not being rewarded. A strategy that can go to cash should not be graded as if it were required to stay fully invested.
Now the fair criticism: historically, the backtest has trailed a plain balanced fund by about one percent a year. We do not hide from that — downside protection is rarely free. But consider what that one percent buys, and what it compares to. Many investors already pay a financial adviser about one percent a year on assets under management. If you run this discipline on a sleeve of capital where no separate advisory fee is paid, the apparent return gap may be largely offset by the fee you are not paying — while the strategy’s worst historical drawdown was roughly half a balanced fund’s, and about a third of the S&P 500’s.
So the honest pitch is not “we beat the balanced fund.” It is this: comparable net value, materially less drawdown, a transparent rule you can verify, and a process established before the next panic arrives.
The Stock Trend Report is not sold as a promise of higher return. It is a disciplined way to manage equity risk — a process that may accept some return drag in exchange for materially smaller drawdowns and a clearer way to stay invested.